Final expense insurance covers burial, cremation, and funeral costs so your loved ones never have to crowdfund or take out loans to say goodbye.
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When a loved one passes, grieving families shouldn't have to worry about money. Yet the average funeral now costs nearly $10,000 — and Social Security's death benefit hasn't changed in over 70 years.
Guaranteed acceptance for seniors ages 50–85. No medical exam. No health questions. Coverage locks in forever.
No medical exam. No health questions. If you're 50–85, you're approved — period. Diabetes, heart conditions, COPD — it doesn't matter.
Choose the amount that covers funeral, burial, or cremation. Cash paid directly to your beneficiary — they decide how to use it.
Your premium is locked in the day you enroll. It will never go up — not next year, not in 20 years. Coverage never decreases either.
Get covered immediately over the phone. No waiting weeks for underwriting. Your policy is active as soon as your first payment clears.
Every payment builds cash value you can borrow against if needed. Real whole life insurance — not a gimmick or scam.
The cash benefit goes directly to whoever you choose. No probate delays. They can use it for funeral costs, medical bills, or anything else.
No paperwork. No doctor visits. No stress.
Speak with a licensed advisor. We'll ask a few simple questions — no health exam needed.
Choose from $5,000 to $25,000. See your exact monthly rate — locked in forever.
Same-day coverage activation. Your policy documents emailed within the hour.
Join over 50,000 seniors who protected their families with final expense coverage.
"When my husband passed, the last thing I wanted to deal with was money. Because he had this policy, everything was paid for. I didn't have to ask our kids for a dime."
"I was worried my diabetes would disqualify me. The agent said it didn't matter — guaranteed acceptance. I got $10,000 coverage for $42 a month and my rate will never go up."
"My mom didn't have insurance when she died. We had to use credit cards to pay for her funeral. I swore I'd never do that to my kids. This policy costs less than my cable bill."
Everything you need to know before you call.
Don't wait until it's too late. Lock in your rate now while you're healthy enough to qualify for the best pricing.
Call (800) 123-4567 — Free Quote
Licensed insurance agents • Not affiliated with CMS, Social Security Administration, or any government agency
By calling, you consent to be contacted by a licensed insurance agent regarding final expense insurance plans.